Health Insurance

Health Insurance and Immunizations

All J-1 exchange visitors are required to have health insurance while in the United States. Unlike many other countries, which bear the expense of health care for its residents, individuals in the U.S. are responsible for these expenses themselves. A single day of hospitalization can cost thousands of dollars. A good insurance policy gives you access to excellent medical facilities and provides protection against the enormous costs of health care.

Insurance Requirements

The U.S. Department of State requires that J-1 exchange visitors and their J-2 dependents have sickness and accident insurance for their entire stay in the USA.

If the J-1 visitor spends time outside of the USA during the period of the program, health insurance must still be in place for the entire duration of the program.

Minimum coverage must provide medical benefits ($100,000 per accident or illness), a deductible not to exceed $500 per accident or illness, expenses associated with the medical evacuation to the home country ($50,000), and repatriation of remains ($25,000). Email Susan Tripp (sltripp@calpoly.edu) with any questions about the requirements.

The Cal Poly International Scholar Health Insurance Plan

Cal Poly has negotiated a reasonable and comprehensive health insurance policy for international scholars.

General Questions

Download Plan Snapshot (PDF) for quarterly rates and coverage dates.

The plan includes coverage for health care, mental health care, emergency family travel, medical evacuation and repatriation, and accidental death and dismemberment.

Familiarize yourself with and share these important documents with family members:

Explore Relation Insurance - International Scholars Insurance Plan for:
  • Information on rates
  • How to use your plan
  • Details of plan coverage
  • Find contact information
  • Links to providers
  • Instructions on how to obtain your insurance card
  • How to file a claim
Are vision and dental services included?

The medical plan does NOT include coverage for vision correction (eyeglasses, contact lenses, or vision exams) or dental services for patients over 19 years of age (unless related to an injury). If you wish, you may purchase your own vision and dental insurance. eHealth Insurance offers price and coverage comparisons. Be aware of waiting periods on dental plans.

You will receive an email from GeoBlue with instructions on how to download your card each quarter. You may also set up an account at GeoBlue Students to access your ID card at any time. If you need to seek treatment before you receive your card, please contact Relation Education Solutions at 800-537-1777 to obtain your insurance ID number.

Visit Relation Insurance - International Scholars Insurance Plan to search the list of participating plan doctors and Using Your Insurance (PDF) resource to find hospitals and urgent care centers.

In most cases you will pay a small copayment to see a doctor at the time of service and the doctor’s office will bill the insurance company directly. If you are required to pay in full for services up front at a doctor’s office, you can submit a claim electronically through GeoBlue Students. You may also fax, email, or mail claims:

Claim Questions?

Immunizations

There are no immunization or health tests required to purchase the Cal Poly International Health Insurance plan.

There are no general immunization requirements to apply for a J-1 or F-1 visa, or entry to the USA. Check with your local U.S. embassy or consular office abroad where you are applying for your visa.

Medical Emergency and After Hours Care

See Campus Health & Wellbeing - Medical Emergencies for locations and contact information for hospitals and walk-in clinics near campus. These facilities accept the Cal Poly International Student and Scholar Health Insurance Plan. These can also be found on the Using Your Insurance (PDF) resource.

  • Download Plan Snapshot (PDF) for quarterly rates and coverage dates.

  • The plan includes coverage for health care, mental health care, emergency family travel, medical evacuation and repatriation, and accidental death and dismemberment.

    Familiarize yourself with and share these important documents with family members:

    Explore Relation Insurance - International Scholars Insurance Plan for:
    • Information on rates
    • How to use your plan
    • Details of plan coverage
    • Find contact information
    • Links to providers
    • Instructions on how to obtain your insurance card
    • How to file a claim
    Are vision and dental services included?

    The medical plan does NOT include coverage for vision correction (eyeglasses, contact lenses, or vision exams) or dental services for patients over 19 years of age (unless related to an injury). If you wish, you may purchase your own vision and dental insurance. eHealth Insurance offers price and coverage comparisons. Be aware of waiting periods on dental plans.

  • You will receive an email from GeoBlue with instructions on how to download your card each quarter. You may also set up an account at GeoBlue Students to access your ID card at any time. If you need to seek treatment before you receive your card, please contact Relation Education Solutions at 800-537-1777 to obtain your insurance ID number.

  • Visit Relation Insurance - International Scholars Insurance Plan to search the list of participating plan doctors and Using Your Insurance (PDF) resource to find hospitals and urgent care centers.

  • In most cases you will pay a small copayment to see a doctor at the time of service and the doctor’s office will bill the insurance company directly. If you are required to pay in full for services up front at a doctor’s office, you can submit a claim electronically through GeoBlue Students. You may also fax, email, or mail claims:

    Claim Questions?

Immunizations

There are no immunization or health tests required to purchase the Cal Poly International Health Insurance plan.

There are no general immunization requirements to apply for a J-1 or F-1 visa, or entry to the USA. Check with your local U.S. embassy or consular office abroad where you are applying for your visa.

Medical Emergency and After Hours Care

See Campus Health & Wellbeing - Medical Emergencies for locations and contact information for hospitals and walk-in clinics near campus. These facilities accept the Cal Poly International Student and Scholar Health Insurance Plan. These can also be found on the Using Your Insurance (PDF) resource.

question

Questions and Assistance

Regarding the Cal Poly Insurance Plan coverage and eligibility contact:

Regarding claims contact:

Regarding health insurance fees charged to your student account contact: